Money moves fast. Everyone watches.
Civic-Chain helps towns pay vendors faster, control contract spending, and show residents where every dollar went, without a records request.
About Civic-Chain
Boilerplate, ready to paste
Use these verbatim in press releases and partner announcements.
Civic-Chain is municipal payments and transparency software. Towns pay vendors in US dollars through Modern Treasury, keep contract spending inside approved merchant categories, and publish a tamper-evident record of finalized spending that any resident can check. Civic-Chain is based in Maine and serves New England towns and school districts.
Civic-Chain is municipal payments and transparency software built for towns, school districts and regional units. Town funds stay in US dollars in FDIC-insured accounts at sponsor banks, and payments move over ACH and real-time payment networks through Modern Treasury. Contract spending is held to the merchant categories a contract allows, and accounts-payable card payments are available through REPAY. Every settled payment and card purchase becomes a public record, sealed with a digital fingerprint so it cannot be quietly changed later. Civic-Chain was founded in 2026 in Maine by Michael Stansfield, Justin Harvey and Daniel Durante, and is starting with towns across New England.
Fact sheet
The essentials
As of November 6, 2026
- Company
- Civic-Chain
- What it is
- Municipal payments and transparency software
- Headquarters
- Maine, USA
- Founded
- 2026
- Founders
- Michael Stansfield (CEO), Justin Harvey (CPO), Daniel Durante (CTO)
- Serves
- Towns, school districts and regional units (RSUs/SADs); starting in New England
- Payments
- US dollars over ACH, same-day ACH, RTP/FedNow and wire, through Modern Treasury
- Where town money sits
- FDIC-insured accounts at sponsor banks, never as tokens or crypto assets
- Card payments
- Accounts-payable card payments available through REPAY, contract by contract
- Spending controls
- Contract spending is limited to the approved merchant categories
- Transparency
- Each finalized record is sealed with a digital fingerprint published to a public blockchain. No money and no personal data go on-chain.
- Website
- civic-chain.com
- Press contact
- info@civic-chain.com · replies within one business day
The full fact sheet is included in the press kit (.zip).
How it works
Dollars move through regulated partners. Only the proof goes public.
Pay vendors without the paper chase
The town funds its account in US dollars. Vendors are paid by ACH, same-day ACH or real-time payment, so nobody waits on a mailed check.
Cards that can't buy the wrong thing
Crews get cards tied to a contract. A card works at the fuel pump or parts counter the contract allows and declines everywhere else. Misuse is blocked up front, not found in an audit.
A public record anyone can check
Every settled payment and card purchase becomes a public record of the vendor category, amount, budget code and date, sealed with a digital fingerprint. Change it later and the seal no longer matches.
Solid arrows move money. Dashed arrows move records. Town money never leaves US dollars.
Straight answers
Is this crypto?
Is this crypto?
Who can see the records?
Does the town have to replace its accounting software?
Story angles
Ideas for reporters and producers
Contact us for data, demos or an interview.
Check the plow contract without filing a records request
What changes when residents can see finalized spending as it happens.
Small contractors stop waiting for checks
Many towns still pay vendors by mailed check, and small local businesses carry the wait.
The spending card that says no
Cards that decline outside approved categories, and why that beats auditing after the fact.
A Maine startup rebuilding how New England towns handle money
Local founders, local towns.
School budgets down to the building
District spending tied to budget codes and reported to the board in one export.
“Is this crypto?” Why the answer is no
Using a public blockchain as a tamper seal without putting public money on it.
Leadership
Who to talk to
Michael Stansfield
Chief Executive Officer
A lifelong operator in high-stakes environments, and a farmer when he's off the clock.
Track record
- 18+ years of leadership and large-program delivery
- Deputy Lead Enterprise Agile Coach, US Navy NMCI/NGEN, 65 teams and 700 staff
- US Army National Guard and Reserves, enlisted combat medic and commissioned officer
- Over a decade in blockchain and decentralized finance
Press topics
Company story, town relationships, why New England first
Justin Harvey
Chief Product Officer
Builder since childhood, and a father. More consumer electronics on the bench than a defunct Best Buy.
Track record
- 6+ years building government payment products at a leading GovTech provider
- 4x patent creator, blockchain finance and GovTech inventions
- Ran $500M/year SaaS payment processing across 20+ agencies, millions of users
- Founder, 45th Parallel Risk Management; GLG Council Member
Press topics
Product, resident experience, transparency portal demos
Daniel Durante
Chief Technology Officer
Welder, motorcyclist, and carpenter when he isn't shipping code.
Track record
- 13+ years full-stack engineering for Fortune 100 companies
- CTO, Genesis Volatility, real-time infrastructure across 900+ markets at 99.9% uptime
- Code shipped in Stripe, Walmart, and Hubcash
- Published technical author; Node / Go / Rust, blockchain and DeFi systems
Press topics
Security, data handling, the public record, “Is this crypto?”
Brand assets
Logos and imagery
Download the full kit, or grab a single file. Please follow the usage rules below.
Primary logo, horizontal
Wordmark lockup for light backgrounds
Logo mark
The mark on its own, for avatars and favicons
Hero logo
Oversized lockup for covers and title cards
Social preview
Open Graph / share card image
Usage rules
- Don't alter, recolor, stretch or add effects to the logo. Leave clear space around it at least the height of the mark's center link.
- Use the reversed (cream) logo on dark or photo backgrounds.
- Write the name “Civic-Chain” with the hyphen.
- Partner names and logos may be used only as shown on this page.
Media inquiries
We reply within one business day. For demos and interviews, include your outlet and deadline.
Civic-Chain is a software company. It does not hold municipal funds. Payments are processed by Modern Treasury, and accounts-payable card payments are processed by REPAY.
Civic-Chain partners with REPAY for payment processing. Not all payments on Civic-Chain are processed by REPAY. All trademarks belong to their respective owners.